We report measurements of electron pair production in elementary p+p and d+p reactions at 1.25 GeV/u with the HADES spectrometer. For the first time, the electron pairs were reconstructed for n+p reactions by detecting the proton spectator from the deuteron breakup. We find that the yield of electron pairs with invariant mass Me+e- > 0.15 GeV/c2 is about an order of magnitude larger in n+p reactions as compared to p+p. A comparison to model calculations demonstrates that the production mechanism is not sufficiently described yet. The electron pair spectra measured in C+C reactions are compatible with a superposition of elementary n+p and p+p collisions, leaving little room for additional electron pair sources in such light collision systems. ; Comment: 11 pages, 2 figures, \usepackage{epsfig}