Submerged Reefs (SRs) are a kind of artificial fish habitat that can protect coasts and maintain ecological biodiversity. In this study, the flow field of the SR is simulated by solving a Reynolds-averaged Navier–Stokes equation closed with the Realizable k-ε model based on the finite volume method. The turbulent characteristics of SRs under different inflow velocities and submergences in the vicinity of the SR are analyzed. The wake vorticities are the primary turbulent pattern within and around the SR. The back wake and vorticity are chosen as critical indicators to quantitatively assess the hydrodynamic characteristics induced by the SR. The results show: (1) as the main flow passes through the SR, the upwelling is produced in front of the SR and a large-scale wake region is formed behind the SR which contains a clockwise vortex; (2) the length of the wake region formed behind the SR is positively and linearly correlated with both the inflow velocity and submergence; (3) the dipole-type vorticity patterns are induced within the compartment of the SR, where the area and average value of high vorticity have a positive correlation with the flow velocity and a negative correlation with the submergence, respectively.