AbstractBenguela Niño events are characterized by strong warm sea surface temperature (SST) anomalies off the Angolan and Namibian coasts. In 1995, the strongest event in the satellite era took place, impacting fish availability in both Angolan and Namibian waters. In this study, we use direct observations, satellite data, and reanalysis products to investigate the impact that the up‐until‐now unnoticed mechanism of freshwater input from Congo River discharge (CRD) and precipitation had on the evolution of the 1995 Benguela Niño. In the onset phase of the event, anomalous rainfall in November/December 1994 at around 6°S, combined with a high CRD, generated a low salinity plume. The plume was advected into the Angola‐Namibia region in the following February/March 1995 by an anomalously strong poleward surface current generated by the relaxation of the southerly winds and shifts in the coastal wind stress curl. The presence of this low surface salinity anomaly of about −2 psu increased ocean stability by generating barrier layers, thereby reducing the turbulent heat loss, since turbulent mixing acted on a weak vertical temperature gradient. A mixed layer heat budget analysis demonstrates that southward advection of Angolan waters drove the warming at the onset, while reduced mixing played the main role at the event's peak. We conclude that a freshwater input contributed to the SST increase in this exceptionally strong event and suggest that this input can influence the SST variability in Angola‐Namibia waters through a combination of high CRD, precipitation, and the presence of a strong poleward surface current.